Flood Damage: All it Takes is One

Are you prepared for a flood in your home?

With the intensity and frequency of storms here in New England, a flood could be a major concern for you.

Approximately 2% of Americans have flood insurance but nearly everyone is at risk of a flood. If you live close to the water, your insurance company might mandate that you have flood insurance. Even if it is not required, everyone should consider the effects of a flood on their home. You could lose thousands in valuable possessions, furniture, and appliances if you are not properly covered. Basic Homeowner’s policies do not cover damage associated with a flood in your home. With the erratic nature of Cape Cod and New England weather, it is never a bad idea to cover the worst-case scenario.


Last summer, Hurricane Irene brought strong winds, pouring rains, and huge seas to our coastlines. There's always a chance that a storm like Irene could wreak havoc on your home. Check out this picture of Surf Drive in Falmouth during the storm...

To prepare yourself for a flood, keep these tips in mind…

• Make a flood plan and establish evacuation routes with your family. Having food to eat, clothes to wear and even an exit plan can keep your family state.
• Ask someone out of state to be a “family contact” in the event that you have to leave your home behind.
• Take inventory of your possessions that might be at risk, that way you can know what is missing or how much you have lost in the event of a disaster.

Remember, all it takes is one storm to lose thousands of dollars!

Cape Cod sees frequent and heavy precipitation associated with hurricanes, tropical storms, Nor’ Easters, ice storms, and thunder storms. A flood in your home could be tragic and costly, keep these tips in mind to ensure your family’s safety.

Flood mitigation tips provided by The Main Street America Group.


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